Crystal: Housing & Real Estate
$89,000 is the median home value in Crystal (estimated market value runs 12% higher at $100,072), with median rent $483 (2.0× below San Juan County median $956; 2.2× below New Mexico median $1,067). Homeownership rate: 89.6%. That's 2.2× below the San Juan County median ($193,800); 2.8× below the New Mexico median ($248,100). Market is warm. Vacancy rate 25.3%. A municipal building code is in effect.
- 2.1× annual income — home value vs. household income (vs New Mexico 3.9×).
- 15.4 years to break even renting at the median (vs New Mexico 20y).
- 4-BR rent is 1.9× a studio — rent gradient by unit size.
- Median rent 55% below HUD 2-BR FMR — local market vs federal subsidy benchmark.
Home Values & Rent
Median home value $89,000 — 0.3× the New Mexico median ($269,300). Median rent $483/month. homeownership rate 89.6% — above the U.S. share of ~65%.
| Affordability · Price To Income Ratio | 2.1× |
|---|---|
| Affordability · Rent To Income Pct | 13.4% |
| Affordability · Affordable | Yes |
| Affordability · Interpretation | very affordable |
| Fair Market Rent · Studio rent | $752 (vs New Mexico $1,009) |
| Fair Market Rent · One-bedroom rent | $894 (vs New Mexico $1,185) |
| Fair Market Rent · Two-bedroom rent | $1,090 (vs New Mexico $1,464) |
| Fair Market Rent · Three-bedroom rent | $1,307 (vs New Mexico $2,036) |
| Fair Market Rent · Four-bedroom rent | $1,443 (vs New Mexico $2,231) |
| Fair Market Rent · HUD FMR area | McKinley County, NM |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $100,072 |
| Median Home Value | $89,000 (vs New Mexico $269,300) |
| Median Rent | $483 (vs New Mexico $1,114) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | warm |
|---|---|
| Housing Market · Vacancy rate | 25.3% |
| Housing Market · Price Appreciation 2Yr | 17.4% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Systems (5)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% (at New Mexico median) |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% (at New Mexico median) |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% (at New Mexico median) |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 0.0% (vs New Mexico 0.3%) |
| Broadband · Broadband-capable premises | 165 |
| Electricity · Electricity rate (¢/kWh) | 14.20¢/kWh |
| Electricity · Customers | 936098 |
| Electricity · Revenue Millions | $1,043 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 1.000000000 |
| Mobile Broadband · 4G mobile coverage | 1.000000000 (at New Mexico median) |
| Mobile Broadband · 5G mobile coverage | 0.020202020 (vs New Mexico 99.9%) |
| Mobile Home Parks Detail · County total | 7 |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · HIFLD / IRS BMF · Refreshed 2026-04-12
Other
| Homeownership Rate | 89.6% (vs New Mexico 63.6%) |
|---|---|
| Median Year Built | 1987 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12