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Crystal: Economy & Jobs

Crystal reports a median household income of $43,125 (1.3× below San Juan County median $55,872; 1.5× below New Mexico median $64,059), with homes at a median value of $89,000. The surrounding county supports 19,500 jobs (avg $47,226).

Income & Affordability

Median household income $43,125 — below the New Mexico median ($68,317). Poverty rate 33.8% (U.S. average ~12.5%).

Affordability · Price To Income Ratio2.1×
Affordability · Rent To Income Pct13.4%
Affordability · AffordableYes
Affordability · Interpretationvery affordable
Irs Income · IRS tax returns filed$28,630
Irs Income · Total Adjusted Gross Income (thousands)$1,184,239
Irs Income · Average AGI per return$41,364 (vs New Mexico $71,971)
Irs Income · Year2022
Income Estimate$50,703
Median Household Income$43,125 (vs New Mexico $68,317)
Poverty Rate33.8%

Sources: IRS SOI 2022 · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Economic Character

Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.

Economic Character · Workforceservice_economy
Economic Character · Top IndustryEducation Healthcare
Economic Character · Income Levelworking-class
Economic Character · Median Income$43,125

Employment & Workforce

Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. 12% work from home (U.S. average ~15%).

Commuter Profile · Work From Home Pct11.5%
Commuter Profile · Primary Modedrove alone
Employment · Avg annual employment (county)19,500
Employment · Total annual wages (county)$920,924,746
Employment · Average annual pay$47,226
Employment · Year2024
State Occupation Wages · Year2023
State Occupation Wages · All Occupations · Soc Code00-0000
State Occupation Wages · All Occupations · TitleAll Occupations
State Occupation Wages · All Occupations · Employment845,580

Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES)  ·  Refreshed 2026-04-12

Industry Sectors

Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.

Agriculture · Total Farms218
Agriculture · Land In Farms Acres27,073
Agriculture · Avg Farm Size Acres124.20
Agriculture · Top CommoditiesCattle, Crop Totals, Vegetable Totals, Sheep & Goats Totals, Sheep
Agriculture · Year2022
Business Patterns · Establishments (employer count)950
Business Patterns · Total Employees15,351
Business Patterns · Annual Payroll Thousands565,497
Business Patterns · Year2022

Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match

Local Business Mix

Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.

Local Businesses · Grocery Stores11
Local Businesses · Liquor Stores5
Local Businesses · Gas Stations42
Local Businesses · General Merchandise18
Local Businesses · Clothing Stores6
Local Businesses · Electronics Stores4
Local Businesses · New Car Dealers7
Local Businesses · Used Car Dealers13

Sources: Census CBP — NAICS detail codes

Dining Scene

Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.

Dining Scene · Full Service Restaurants36
Dining Scene · Fast Food52
Dining Scene · Coffee Snacks5

Sources: Census CBP NAICS 722

Banking

FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.

Branches (5)

WaFd Bank
GALLLUP BRANCH · 221 W Aztec Ave · 87301
First National Bank Texas
SWM GALLUP BANKING CENTER RC302 BRANCH · 1650 W Maloney Ave · 87301
Bank of Colorado
GALLUP EAST BRANCH · 1804 E Aztec Ave · 87301
U.S. Bank National Association
GALLUP BRANCH · 101 W Hill Ave · 87301
Wells Fargo Bank, National Association
GALLUP BRANCH · 300 W Aztec Ave · 87301

SNAP & Food Access

USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.

Sample (1)

Speedway 9535
Convenience Store · 45 Springstead Loop
Nearest Snap · NameSpeedway 9535
Nearest Snap · Distance4.5 mi

Sources: USDA SNAP — nearest by coordinates

Chamber of Commerce

IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.

Chamber Of Commerce · NameGALLUP-MCKINLEY COUNTY CHAMBER OF COMMERCE

Sources: IRS EO BMF  ·  Refreshed 2026-04-12

Spending & Tax

Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).

Federal Spending · Federal Spending Fy2024$580,833,517
Federal Spending · Per Capita7,967.32 (vs New Mexico $15,382)
Federal Spending · Population72,902 people (vs New Mexico 47,638)

Sources: USAspending API

Other

Pct Drove Alone74.0%
Pct Walked11.5%
Retirement Score · Median age35.5 years (vs New Mexico 38.8y)
Retirement Score · Ss Household Pct39.0%
Retirement Score · Hospitals Nearby4
Retirement Score · Va AccessYes
Retirement Score · AffordableYes
Retirement Score · Factorsstrong SS base, hospital access, VA nearby, affordable
Retirement Score · Ratingexcellent

Sources: Census ACS 5-Year 2023  ·  Refreshed 2026-04-12