Chimayo: Housing & Real Estate
The median Chimayo home is valued at $227,500 (estimated market value runs 15% higher at $262,282), with median rent $873 (1.6× below Santa Fe County median $1,389; 1.2× below New Mexico median $1,067). Homeownership rate: 77.8%. That's 2.0× below the Santa Fe County median ($446,300); 1.1× below the New Mexico median ($248,100). Market is warm. Vacancy rate 17.1%. New construction makes up 2.8% of stock. A municipal building code is in effect.
- 4.0× annual income — home value vs. household income (vs New Mexico 3.9×).
- 21.7 years to break even renting at the median (vs New Mexico 20y).
- 4-BR rent is 1.9× a studio — rent gradient by unit size.
- Median rent 10% below HUD 2-BR FMR — local market vs federal subsidy benchmark.
Home Values & Rent
Median home value $227,500 — 0.8× the New Mexico median ($269,300). Median rent $873/month. homeownership rate 77.8% — above the U.S. share of ~65%.
| Affordability · Price To Income Ratio | 4.0× |
|---|---|
| Affordability · Rent To Income Pct | 18.5% |
| Affordability · Interpretation | moderate |
| Fair Market Rent · Studio rent | $737 (vs New Mexico $1,009) |
| Fair Market Rent · One-bedroom rent | $742 (vs New Mexico $1,185) |
| Fair Market Rent · Two-bedroom rent | $973 (vs New Mexico $1,464) |
| Fair Market Rent · Three-bedroom rent | $1,199 (vs New Mexico $2,036) |
| Fair Market Rent · Four-bedroom rent | $1,437 (vs New Mexico $2,231) |
| Fair Market Rent · HUD FMR area | Rio Arriba County, NM |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $262,282 |
| Median Home Value | $227,500 (vs New Mexico $269,300) |
| Median Rent | $873 (vs New Mexico $1,114) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | warm |
|---|---|
| Housing Market · Vacancy rate | 17.1% |
| Housing Market · New construction (% of stock) | 2.8% |
| Housing Market · Price Appreciation 2Yr | 6.3% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Systems (2)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% (at New Mexico median) |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% (at New Mexico median) |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% (at New Mexico median) |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 0.1% (vs New Mexico 30.2%) |
| Broadband · Broadband-capable premises | 1,485 |
| Electricity · Electricity rate (¢/kWh) | 14.20¢/kWh |
| Electricity · Customers | 936098 |
| Electricity · Revenue Millions | $1,043 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0.941860465 |
| Mobile Broadband · 4G mobile coverage | 1.000000000 (at New Mexico median) |
| Mobile Broadband · 5G mobile coverage | 0.953488372 (vs New Mexico 99.9%) |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · Refreshed 2026-04-12
Charging & Mobility
| Ev Charging · Stations | 1 |
|---|---|
| Ev Charging · Public Stations | 1 |
| Ev Charging · Dc Fast Ports | 2 |
Sources: DOE AFDC API
Other
| Homeownership Rate | 77.8% (vs New Mexico 63.6%) |
|---|---|
| Median Year Built | 1979 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12